Refinancing loans,
even in a crisis should not be given much nedokaptalizovanym
or insolvent banks to solve the problems of their capitalization. If
bank is insolvent or has a serious shortage of capital, first
to decide replenish its capital, and then
consider granting him a new credit [AS Mishchenko
Problems of monetary policy in a structural imbalances
According to international practice support bank liquidity
carried out only on a short term basis and provided that the authority
Banking Supervision evaluates financial institution as solvent and capable of
provide a loan under the National Bank of adequate security.
However it should be noted that the basis for the provision of short-term
liquidity support in case of emergency is a problem with
funding or liquidity of the market (eg in banks is
withdrawal of deposits or outflow of resources from the market caused a sharp
increase in borrowing rates).