Refinancing loans

Refinancing loans,
 even in a crisis should not be given much nedokaptalizovanym
 or insolvent banks to solve the problems of their capitalization.  If
 bank is insolvent or has a serious shortage of capital, first
 to decide replenish its capital, and then
 consider granting him a new credit [AS Mishchenko
 Problems of monetary policy in a structural imbalances


 According to international practice support bank liquidity
 carried out only on a short term basis and provided that the authority
 Banking Supervision evaluates financial institution as solvent and capable of
 provide a loan under the National Bank of adequate security.
 However it should be noted that the basis for the provision of short-term
 liquidity support in case of emergency is a problem with
 funding or liquidity of the market (eg in banks is
 withdrawal of deposits or outflow of resources from the market caused a sharp
 increase in borrowing rates).